In a dynamic and competitive environment the way financial products are offered to the market is rapidly changing. New sales channels have made options for asset based financing and consumer credits instantly available to the market. Accessibility and short credit approval time have become key success factors for the financial services industry. Our front end applications have been designed for use in all sales channels with user friendliness and the highest possible level of automation as the most important design criteria.
With PreView the sales and credit approval process is handled in the most automated and cost efficient way possible. It also gives ample support for the day-to-day operational routines of your current portfolio, improving profitability and customer satisfaction.
Automation of the credit approval process
With PreView the credit approval process can be fully automated. Subject to credit approval the customer can digitally sign the required documents and electronically return them to their finance provider for the activation of their contract. The ID and signatory service supports a large array of electronic identities.
Documents and letters can be digitally archived through plug in to 3.party archiving providers with advanced features for search and document retrieval.
Operational routines supported
PreView supports the following main operational areas:
- Credit application entry from fully automated handling to manual registration
- Credit processing with input from external and internal credit rating data matched against customized credit decision policies
- Set-up, processing and automatic transfer of complete, ready-to-run financing contracts
- Portfolio overview and handling of all daily tasks linked to the operation of a credit stock
SalesView/FrontView/DealerWeb – the gateway to the market
At the customer level Banqsoft offers a range of user friendly web applications tailored to each market channels needs. Among the features are credit applications with the option of electronic signature of required documents, handling of deposit accounts and a wide array of dealer initiated financing.
